The experienced agents at Bromell Agency in Ruston, Louisiana, understand the unique challenges of choosing appropriate homeowners insurance. Contact us today to learn more about getting the right property and casualty insurance to meet your needs.
What Does Home Insurance Cover?
Homeowners insurance or property insurance designed for your home may help provide coverage for the structure of your home and other buildings on your property, your possessions, personal liability and additional living expenses you may incur if you must move out of your home to allow for covered repairs. Having home insurance with limits high enough to cover your costs is crucial.
Home insurance is different from mobile home insurance or condo insurance. If you reside in a mobile home or condo, speak with your agent about policies tailored for those properties.
Do I Buy Home Insurance Before Closing?
If you finance your home, your lienholder generally requires proof of home insurance at closing. Your agent can help you get house insurance in the right amount to comply with your lienholder’s requirements.
Is a Detached Garage Covered Under Homeowners Insurance?
Many homeowners have detached garages on their property. Our homeowners insurance policies cover not only your main dwelling but also attached and detached structures such as garages. Our garage insurance coverage may help pay for various perils, including fire, theft, vandalism and more.
Get a Homeowners Insurance Quote
Curious about home insurance costs? You can get a personalized house insurance quote by contacting the Bromell Agency. We’ll find a homeowners policy that suits your needs and budget.
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