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Tuesday, November 18, 2014Before we decide how necessary umbrella insurance is for you, let’s talk about what an umbrella policy actually is. If you have home or auto insurance you already have some level of liability insurance. Umbrella insurance provides additional liability for claims exceeding your existing auto or home insurance policies. READ MORE >>
Thursday, October 2, 2014You probably hear a lot about personal identity theft these days. But have you considered the growing threat of business identity theft? For the criminals, business identity theft can be even more lucrative than stealing the identity of an individual, and for business owners it can be nothing short of devastating. READ MORE >>
Thursday, August 14, 2014Hard to believe, but it is already time to start talking about going back to school. While for kids it means a return to backpacks and homework, for parents and other motorists it means a return to dodging heavier traffic, pedestrians and bicyclists on their way to and from school. READ MORE >>
Thursday, July 17, 2014 Car wrecks never seem to happen when you’re on a leisurely drive to the lake or park. They always seem to take place either on your way to work or home, when you feel the pressure and rush of life. This can often make otherwise rational people make big mistakes. READ MORE >>
Friday, July 11, 2014 Last week the Ruston Daily Leader reported on a study done by ValuePeguin.com that revealed Ruston, LA as the second lowest-priced city for auto insurance in the state. ValuePeguin.com is a company helping to guide consumers in making purchase decisions based on in-depth research and analysis. READ MORE >>
Wednesday, June 11, 2014 The recent semi-truck crash that critically injured comedian Tracy Morgan highlights the need for commercial vehicle insurance and the importance of driver safety. The truck driver, working for the world’s largest retail chain, hadn’t slept in more than 24 hours when his semi crashed into the comedians’ limousine, according to media reports. READ MORE >>
Friday, May 9, 2014Commercial general liability (CGL) insurance is an essential part of every business owner’s insurance package. It protects you and your business against claims of injury, property damage and negligence related to your business activities, and it helps you cover the costs associated with a legal defense, as well. READ MORE >>
Friday, April 11, 2014While it’s uncomfortable to think about our impending deaths, planning for our families’ futures makes it necessary. According to LIMRA’s Life Insurance Barometer Study conducted in 2013, 85 percent of consumers agree that most people need life insurance, yet just 62 percent say they have it. READ MORE >>
Tuesday, March 4, 2014 The National Flood Insurance Program estimates that on average it costs $39,150 to repair a 2,000 square foot home with six inches of water damage. Repair costs can include cleaning fees; refinishing or replacing flooring; repairing doors, windows and trim; repairing electronic devices; and electrical and plumbing work. READ MORE >>
Tuesday, January 28, 2014 When bad weather sets in and makes our lives a misery many of us choose to lose ourselves in vacation brochures and dream of times relaxing on a tropical beach. It’s great to look forward to that annual vacation, but it’s important to make sure that you are adequately prepared when the moment arises. READ MORE >>
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