MONDAY, JULY 10, 2023
As the weather begins to cool down, it’s time to think about how you’ll store your summer toys for the winter. This is especially true about boats, but can also apply to jet skis, golf carts and even motorcycles. Your storage method directly correlates to the safety of your motorized toys, which can also affect your insurance premiums.
Your main concerns with storage of boats and other summer toys are theft, vandalism and weather damage. You’ll want to consider these risks when planning a method of storage. And of course, you’re other major consideration is indoor vs. outdoor storage.
Indoor Storage
This is by far the safest option, if it’s at your disposal. Indoor storage may mean a marine storage facility for boats, or your garage for jet skis and motorcycles. When your vehicles are locked behind a closed door, there’s a lower risk of them becoming damaged during the off-season. Ensure that they’re properly prepared and cleaned before storage to prevent mishaps during the months of down time. You may wish to choose an alarmed storage facility or ensure that your home’s alarm is connected to your garage for extra protection. 
Outdoor Storage
There are plenty of precautions you can use to protect your vehicles if they’re stored outside. For boats, install a marine alarm, remove personal assets and lock all cabin doors. For smaller vehicles, keep them covered with a high-quality, well-fitted cover made out of a breathable material and designed for that specific vehicle. When possible, keep vehicles in a well-lit area and check on them regularly to monitor for damages.
And remember, if you’re not going to use your summer toys at all during fall and winter, ask your agent about a layup policy to save money. This type of policy cuts back your coverage to the bare basics during the off-season, then ramps back up your coverage when you need it the most.
Call Bromell Agency, Inc. at (318) 251-1212 for more information on toy vehicle insurance.
No Comments
Post a Comment |
|
Required
|
|
Required (Not Displayed)
|
|
Required
|
All comments are moderated and stripped of HTML.
|
|
|
|
|
|
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only.
It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional
in your state. By using this blog site you understand that there is no broker client relationship between
you and the blog and website publisher.
|
Blog Archive
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
|
|
| Referrals |
| We love referrals! And thank you even more for your continued business. |
| Customer Service |
| Self policy service any time of the day, directly from our website. |
| Join Our Newsletter |
| Stay in touch with the latest events, news and offers we have. |
|